Commercial Finance

We represent financial institutions and other lenders in negotiating and documenting a wide variety of loans and credit facilities. On the borrower side, we work with corporate and other business borrowers in secured and unsecured credit facilities, including cash-flow and asset-based transactions.

• Asset-Based Lending. - Counseling on all facets of asset-based financing transactions ranging from inventory, equipment and receivables financings to complex loans secured by unique collateral.
• Acquisition Financing. - Structuring loan transactions to facilitate acquisitions and leveraged buyouts.
• Complex and Specialty Finance. - ESOP loans, debt restructurings, flooring lines of credit, warehouse lines of credit, and other specialized arrangements. Negotiating and documenting intercreditor, participation and subordination agreements.
• Mortgage Banking and Consumer Finance. - Advice with respect to regulatory compliance, corporate structure, mergers and acquisitions and assets sales, loan servicing and loan documentation.
• Perfecting and Enforcing Security Interests. - Assisting in perfection and enforcement of security interests in all types of collateral, including aircraft, securities and investment property, intellectual property, aircraft, equipment and inventory.
• Real Estate Finance. - Multi-property and cross-collateralized financings and traditional single asset mortgage financings. Financing industrial, commercial, multifamily, assisted living, hotel, sports and leisure properties and developments. Mezzanine financings including preferred equity investments, traditional mezzanine loans and junior participation interests.
• Letters of Credit. - Reviewing and structuring letters of credit and other credit enhancement facilities.

• H. Faith Graham
• Joel S. Kaplan
• Andrew J. Morrow, Jr.
• Tod A. Northman
• Andrew H. Ognall
• Elia E. Popovich
• Michael R. Silvey